/* ===== RESET & BASE STYLES ===== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  line-height: 1.6;
  color: #333;
  background-color: #f9f9f9;
}

a {
  text-decoration: none;
  color: #5c40a3;
}

a:hover {
  text-decoration: underline;
}

button, input, select {
  font-family: inherit;
  font-size: 1rem;
}

img {
  max-width: 100%;
  height: auto;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.btn {
  display: inline-block;
  padding: 12px 24px;
  border: 2px solid #333;
  border-radius: 30px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  text-align: center;
}

.btn:hover {
  background-color: #f0f0f0;
}

.btn-primary {
  background-color: #de1c29;
  color: white;
  border-color: #de1c29;
}

.btn-primary:hover {
  background-color: #b71c1c;
  border-color: #b71c1c;
}

.btn-outline {
  background: transparent;
  color: #333;
}

.section {
  padding: 60px 0;
}

.section-title {
  font-size: 2.5rem;
  margin-bottom: 20px;
  text-align: center;
}

.section-subtitle {
  font-size: 1.2rem;
  color: #666;
  text-align: center;
  margin-bottom: 40px;
}

/* ===== HEADER ===== */
header {
  background-color: #de1c29;
  color: white;
  padding: 15px 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 5px rgba(0,0,0,0.1);
}

.header-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.logo {
  font-size: 1.8rem;
  font-weight: bold;
  letter-spacing: 1px;
}

/* ===== DESKTOP NAVIGATION ===== */
.desktop-nav {
  display: flex;
  align-items: center;
  flex: 1;
  justify-content: center;
}

.desktop-nav ul {
  display: flex;
  list-style: none;
  gap: 30px;
  align-items: center;
}

.desktop-nav li {
  position: relative;
  white-space: nowrap;
}

.desktop-nav > ul > li > a {
  color: white;
  font-weight: 500;
  padding: 8px 12px;
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 0.95rem;
  transition: all 0.3s ease;
  border-radius: 4px;
}

.desktop-nav > ul > li > a:hover {
  background-color: rgba(255,255,255,0.1);
  color: #f0f0f0;
}

.desktop-nav > ul > li > a::after {
  content: '\f078';
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  font-size: 0.7rem;
  margin-left: 5px;
  transition: transform 0.3s ease;
}

.desktop-nav li:hover > a::after {
  transform: rotate(180deg);
}

/* Dropdown Menu */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  background: white;
  min-width: 220px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  border-radius: 5px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 0.3s ease;
  z-index: 100;
}

.desktop-nav li:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu ul {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 10px 0;
}

.dropdown-menu li {
  width: 100%;
}

.dropdown-menu a {
  color: #333;
  padding: 10px 20px;
  display: block;
  width: 100%;
  font-size: 0.9rem;
  transition: background 0.2s;
  white-space: nowrap;
}

.dropdown-menu a:hover {
  background: #f5f5f5;
  color: #de1c29;
}

.header-right {
  display: flex;
  align-items: center;
  gap: 20px;
}

.sign-on-btn {
  background: white;
  color: #de1c29;
  padding: 10px 20px;
  border-radius: 30px;
  font-weight: bold;
  border: none;
  cursor: pointer;
  transition: all 0.3s ease;
  font-size: 0.9rem;
  white-space: nowrap;
}

.sign-on-btn:hover {
  background: #f0f0f0;
  transform: translateY(-1px);
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 5px;
}

.menu-toggle span {
  width: 25px;
  height: 3px;
  background: white;
  transition: all 0.3s ease;
}

/* ===== HERO SLIDER ===== */
.hero-slider {
  position: relative;
  height: 600px;
  overflow: hidden;
}

.hero-slides {
  position: relative;
  width: 100%;
  height: 100%;
}

.hero-slide {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  opacity: 0;
  transition: opacity 0.8s ease-in-out;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: white;
}

.hero-slide.active {
  opacity: 1;
}

.hero-slide::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0,0,0,0.4);
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 800px;
  padding: 0 20px;
}

.hero-content h1 {
  font-size: 3.5rem;
  margin-bottom: 20px;
  font-weight: 700;
  line-height: 1.2;
}

.hero-content p {
  font-size: 1.3rem;
  margin-bottom: 10px;
  font-weight: 300;
}

.hero-content .btn {
  margin-top: 30px;
  padding: 15px 40px;
  font-size: 1.1rem;
  background: #de1c29;
  border-color: #de1c29;
  font-weight: 600;
}

.hero-content .btn:hover {
  background: #b71c1c;
  border-color: #b71c1c;
  transform: translateY(-2px);
}

/* Slider Controls */
.slider-controls {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 10px;
  z-index: 3;
}

.slider-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: rgba(255,255,255,0.5);
  border: none;
  cursor: pointer;
  transition: all 0.3s ease;
}

.slider-dot.active {
  background: white;
  transform: scale(1.2);
}

.slider-dot:hover {
  background: rgba(255,255,255,0.8);
}

.slider-arrows {
  position: absolute;
  top: 50%;
  width: 100%;
  display: flex;
  justify-content: space-between;
  padding: 0 20px;
  z-index: 3;
  transform: translateY(-50%);
}

.slider-arrow {
  background: rgba(255,255,255,0.2);
  border: none;
  color: white;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  transition: all 0.3s ease;
  backdrop-filter: blur(5px);
}

.slider-arrow:hover {
  background: rgba(255,255,255,0.3);
  transform: scale(1.1);
}

/* ===== PRODUCT GRID ===== */
.product-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.product-card {
  background: white;
  padding: 20px;
  border-radius: 8px;
  box-shadow: 0 2px 5px rgba(0,0,0,0.05);
  display: flex;
  align-items: center;
  gap: 15px;
  transition: transform 0.2s;
}

.product-card:hover {
  transform: translateY(-5px);
}

.product-icon {
  width: 50px;
  height: 50px;
  background: #ffe1e3;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: #de1c29;
}

.product-text h3 {
  margin-bottom: 5px;
  font-size: 1.1rem;
}

/* ===== OFFER CARDS ===== */
.offer-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.offer-card {
  background: #ffe1e3;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 2px 5px rgba(0,0,0,0.05);
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.offer-icon {
  font-size: 2rem;
  color: #de1c29;
}

.offer-card h3 {
  font-size: 1.2rem;
  margin-bottom: 10px;
}

.offer-card p {
  font-size: 0.9rem;
  color: #666;
}

.offer-link {
  margin-top: auto;
  align-self: flex-start;
  font-size: 0.9rem;
}

/* ===== BANNER SECTION ===== */
.banner {
  background: linear-gradient(rgba(0,0,0,0.5), rgba(0,0,0,0.5)), url('https://picsum.photos/1200/400') center/cover;
  padding: 80px 0;
  text-align: center;
  color: white;
  position: relative;
}

.banner-content {
  position: relative;
  z-index: 1;
}

.banner h2 {
  font-size: 2.5rem;
  margin-bottom: 15px;
}

.banner p {
  font-size: 1.1rem;
  max-width: 800px;
  margin: 0 auto 30px;
}

/* ===== GUIDANCE SECTION ===== */
.guidance-section {
  background: white;
  padding: 60px 0;
}

.guidance-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.guidance-card {
  background: #f9f9f9;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}

.guidance-img {
  height: 200px;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.5rem;
}

.guidance-content {
  padding: 20px;
}

.guidance-content h3 {
  margin-bottom: 10px;
  font-size: 1.2rem;
}

.guidance-content p {
  font-size: 0.9rem;
  color: #666;
  margin-bottom: 20px;
}

/* ===== APP PROMO ===== */
.app-promo {
  background: #333;
  color: white;
  padding: 60px 0;
  text-align: center;
}

.app-promo h2 {
  font-size: 2.5rem;
  margin-bottom: 15px;
}

.app-promo p {
  font-size: 1.1rem;
  max-width: 800px;
  margin: 0 auto 30px;
}

.app-screenshot {
  max-width: 300px;
  border-radius: 20px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.3);
  margin: 20px auto;
}

.app-buttons {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

.app-button {
  background: black;
  color: white;
  padding: 10px 20px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: bold;
}

.app-button img {
  height: 30px;
}

/* ===== COMMUNITY SECTION ===== */
.community-section {
  padding: 60px 0;
  background: #fafafa;
}

.community-intro {
  text-align: center;
  margin-bottom: 40px;
}

.community-intro p {
  font-size: 1.1rem;
  max-width: 800px;
  margin: 20px auto;
}

.community-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
}

.community-card {
  background: white;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}

.community-img {
  height: 200px;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.5rem;
}

.community-content {
  padding: 20px;
}

.community-content h3 {
  margin-bottom: 10px;
  font-size: 1.2rem;
}

.community-content p {
  font-size: 0.9rem;
  color: #666;
  margin-bottom: 20px;
}

/* ===== HELP SECTION ===== */
.help-section {
  background: white;
  padding: 60px 0;
}

.help-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
  margin-top: 30px;
}

.help-item {
  display: flex;
  align-items: center;
  gap: 15px;
}

.help-icon {
  width: 40px;
  height: 40px;
  background: #ffe1e3;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: #de1c29;
}

.help-text h3 {
  margin-bottom: 5px;
  font-size: 1.1rem;
}

/* ===== FOOTER ===== */
footer {
  background: #f5f5f5;
  padding: 40px 0 20px;
  border-top: 1px solid #ddd;
}

.footer-top {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 30px;
  margin-bottom: 30px;
}

.footer-column h4 {
  margin-bottom: 15px;
  font-size: 1rem;
  color: #333;
}

.footer-column ul {
  list-style: none;
}

.footer-column li {
  margin-bottom: 8px;
}

.footer-column a {
  color: #666;
  font-size: 0.9rem;
}

.footer-column a:hover {
  color: #de1c29;
}

.social-icons {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
}

.social-icons a {
  color: #333;
  font-size: 1.5rem;
  transition: color 0.3s;
}

.social-icons a:hover {
  color: #de1c29;
}

.disclaimer {
  background: #fff;
  border: 1px solid #ddd;
  padding: 20px;
  margin-top: 20px;
  font-size: 0.85rem;
  color: #666;
}

.disclaimer ul {
  list-style: disc;
  padding-left: 20px;
  margin: 10px 0;
}

.copyright {
  text-align: center;
  font-size: 0.8rem;
  color: #999;
  margin-top: 20px;
}

/* ===== MOBILE MENU ===== */
.mobile-menu {
  position: fixed;
  top: 0;
  left: -100%;
  width: 80%;
  height: 100vh;
  background: white;
  z-index: 1001;
  transition: left 0.3s ease;
  overflow-y: auto;
  padding: 20px;
}

.mobile-menu.active {
  left: 0;
}

.mobile-menu-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0,0,0,0.5);
  backdrop-filter: blur(5px);
  z-index: 1000;
  display: none;
}

.mobile-menu-overlay.active {
  display: block;
}

.mobile-menu-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid #ddd;
}

.close-menu {
  font-size: 1.5rem;
  cursor: pointer;
  color: #333;
}

.mobile-menu ul {
  list-style: none;
  margin-bottom: 20px;
}

.mobile-menu li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
}

.mobile-menu a {
  color: #333;
  display: block;
  padding: 10px;
  font-weight: 500;
}

.mobile-menu a:hover {
  color: #de1c29;
  background: #f5f5f5;
  border-radius: 5px;
}

/* ===== MEDIA QUERIES ===== */
@media (max-width: 1200px) {
  .desktop-nav ul {
    gap: 20px;
  }
  
  .desktop-nav > ul > li > a {
    font-size: 0.9rem;
    padding: 8px 10px;
  }
}

@media (max-width: 1024px) {
  .desktop-nav {
    display: none;
  }
  
  .menu-toggle {
    display: flex;
  }
  
  .hero-slider {
    height: 500px;
  }
  
  .hero-content h1 {
    font-size: 3rem;
  }
}

@media (max-width: 768px) {
  .header-container {
    padding: 0 15px;
  }

  .hero-slider {
    height: 450px;
  }
  
  .hero-content h1 {
    font-size: 2.2rem;
  }

  .hero-content p {
    font-size: 1.1rem;
  }

  .slider-arrows {
    padding: 0 10px;
  }
  
  .slider-arrow {
    width: 40px;
    height: 40px;
    font-size: 1rem;
  }

  .section-title {
    font-size: 2rem;
  }

  .section-subtitle {
    font-size: 1rem;
  }

  .product-grid {
    grid-template-columns: 1fr;
  }

  .offer-cards {
    grid-template-columns: 1fr;
  }

  .guidance-grid,
  .community-grid {
    grid-template-columns: 1fr;
  }

  .help-grid {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .hero-slider {
    height: 400px;
  }
  
  .hero-content h1 {
    font-size: 1.8rem;
  }

  .section-title {
    font-size: 1.5rem;
  }

  .btn {
    padding: 10px 20px;
    font-size: 0.9rem;
  }

  .app-screenshot {
    max-width: 250px;
  }
  
  .header-right {
    gap: 15px;
  }
  
  .sign-on-btn {
    padding: 8px 16px;
    font-size: 0.85rem;
  }
  
  .slider-controls {
    bottom: 20px;
  }
}
/* ===== PAGE HERO ===== */
.page-hero {
  background: linear-gradient(135deg, #d32f2f 0%, #b71c1c 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.page-hero h1 {
  font-size: 3rem;
  margin-bottom: 20px;
  font-weight: 700;
}

.page-hero p {
  font-size: 1.3rem;
  max-width: 600px;
  margin: 0 auto;
  opacity: 0.9;
}

/* ===== CONTACT PAGE STYLES ===== */
.contact-methods {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-bottom: 60px;
}

.contact-card {
  background: white;
  padding: 40px 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
  transition: transform 0.3s ease;
}

.contact-card:hover {
  transform: translateY(-5px);
}

.contact-icon {
  width: 80px;
  height: 80px;
  background: #ffe1e3;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  color: #de1c29;
}

.contact-card h3 {
  margin-bottom: 10px;
  color: #333;
}

.contact-info {
  margin-top: 20px;
  line-height: 1.8;
  color: #666;
}

.branch-locator {
  background: white;
  padding: 40px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.locator-search {
  display: flex;
  gap: 15px;
  margin-bottom: 30px;
}

.search-input {
  flex: 1;
  padding: 12px 15px;
  border: 2px solid #ddd;
  border-radius: 8px;
  font-size: 1rem;
}

.branch-results {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 20px;
}

.branch-card {
  background: #f9f9f9;
  padding: 25px;
  border-radius: 8px;
  border-left: 4px solid #d32f2f;
}

.branch-card h4 {
  margin-bottom: 10px;
  color: #333;
}

.contact-form-container {
  max-width: 800px;
  margin: 0 auto;
  background: white;
  padding: 50px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.form-header {
  text-align: center;
  margin-bottom: 40px;
}

.form-header h2 {
  margin-bottom: 10px;
  color: #333;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  margin-bottom: 8px;
  font-weight: 600;
  color: #333;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 15px;
  border: 2px solid #ddd;
  border-radius: 8px;
  font-size: 1rem;
  transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: #d32f2f;
}

/* ===== FAQ PAGE STYLES ===== */
.faq-categories {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 15px;
  margin-bottom: 40px;
}

.category-btn {
  padding: 12px 24px;
  background: white;
  border: 2px solid #ddd;
  border-radius: 30px;
  cursor: pointer;
  transition: all 0.3s ease;
  font-weight: 500;
}

.category-btn.active,
.category-btn:hover {
  background: #d32f2f;
  color: white;
  border-color: #d32f2f;
}

.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: white;
  margin-bottom: 15px;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.faq-question {
  padding: 25px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: background-color 0.3s ease;
}

.faq-question:hover {
  background: #f8f9fa;
}

.faq-question h3 {
  margin: 0;
  font-size: 1.1rem;
  color: #333;
}

.faq-toggle {
  color: #d32f2f;
  transition: transform 0.3s ease;
}

.faq-item.active .faq-toggle {
  transform: rotate(180deg);
}

.faq-answer {
  padding: 0 25px;
  max-height: 0;
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-item.active .faq-answer {
  padding: 0 25px 25px;
  max-height: 500px;
}

.faq-answer p {
  margin: 0;
  color: #666;
  line-height: 1.6;
}

.cta-section {
  text-align: center;
  padding: 60px 0;
}

.cta-section h2 {
  margin-bottom: 15px;
  color: #333;
}

.cta-buttons {
  display: flex;
  gap: 20px;
  justify-content: center;
  margin-top: 30px;
  flex-wrap: wrap;
}

/* ===== ABOUT PAGE STYLES ===== */
.about-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-text h2 {
  margin-bottom: 20px;
  color: #333;
}

.about-text p {
  margin-bottom: 20px;
  color: #666;
  line-height: 1.7;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 40px;
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 700;
  color: #d32f2f;
  margin-bottom: 5px;
}

.stat-label {
  color: #666;
  font-weight: 500;
}

.about-image img {
  width: 100%;
  border-radius: 10px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.section-header {
  text-align: center;
  margin-bottom: 50px;
}

.section-header h2 {
  margin-bottom: 15px;
  color: #333;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.value-card {
  background: white;
  padding: 40px 30px;
  border-radius: 10px;
  text-align: center;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  transition: transform 0.3s ease;
}

.value-card:hover {
  transform: translateY(-5px);
}

.value-icon {
  width: 80px;
  height: 80px;
  background: #ffe1e3;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  color: #de1c29;
}

.value-card h3 {
  margin-bottom: 15px;
  color: #333;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
}

.team-member {
  text-align: center;
}

.member-photo {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 20px;
  border: 5px solid #f0f0f0;
}

.member-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.team-member h3 {
  margin-bottom: 5px;
  color: #333;
}

.member-role {
  color: #d32f2f;
  font-weight: 600;
  margin-bottom: 15px;
}

.member-bio {
  color: #666;
  line-height: 1.6;
}

.impact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 40px;
  text-align: center;
}

.impact-item {
  padding: 30px;
}

.impact-number {
  font-size: 2.5rem;
  font-weight: 700;
  color: #d32f2f;
  margin-bottom: 10px;
}

.impact-text {
  color: #666;
  font-weight: 500;
}

.careers-cta {
  background: linear-gradient(135deg, #d32f2f 0%, #b71c1c 100%);
  padding: 60px;
  border-radius: 15px;
  text-align: center;
  color: white;
}

.careers-cta h2 {
  margin-bottom: 15px;
  color: white;
}

.careers-cta p {
  margin-bottom: 30px;
  opacity: 0.9;
  font-size: 1.1rem;
}

/* ===== RESPONSIVE STYLES ===== */
@media (max-width: 768px) {
  .page-hero {
    padding: 60px 0;
  }
  
  .page-hero h1 {
    font-size: 2.2rem;
  }
  
  .contact-methods {
    grid-template-columns: 1fr;
  }
  
  .form-row {
    grid-template-columns: 1fr;
  }
  
  .locator-search {
    flex-direction: column;
  }
  
  .contact-form-container {
    padding: 30px 20px;
  }
  
  .about-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .stats-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  
  .team-grid {
    grid-template-columns: 1fr;
  }
  
  .impact-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
  
  .careers-cta {
    padding: 40px 20px;
  }
}

@media (max-width: 480px) {
  .page-hero h1 {
    font-size: 1.8rem;
  }
  
  .faq-categories {
    flex-direction: column;
    align-items: center;
  }
  
  .category-btn {
    width: 200px;
  }
  
  .impact-grid {
    grid-template-columns: 1fr;
  }
  
  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }
  
  .cta-buttons .btn {
    width: 200px;
  }
}
/* ===== PAGE-SPECIFIC STYLES ===== */

/* Personal Banking Overview */
.personal-hero {
  background: linear-gradient(135deg, #1a237e 0%, #283593 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.personal-hero h1 {
  font-size: 3rem;
  margin-bottom: 20px;
}

.account-types {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.account-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
  transition: transform 0.3s ease;
}

.account-card:hover {
  transform: translateY(-5px);
}

.account-icon {
  width: 80px;
  height: 80px;
  background: #e8eaf6;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  color: #1a237e;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 30px;
}

.feature-item {
  display: flex;
  align-items: center;
  gap: 15px;
}

.feature-icon {
  width: 40px;
  height: 40px;
  background: #e8eaf6;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #1a237e;
}

/* Product Detail Pages */
.product-hero {
  background: linear-gradient(135deg, #00695c 0%, #004d40 100%);
  padding: 60px 0;
  color: white;
}

.product-hero h1 {
  font-size: 2.5rem;
  margin-bottom: 15px;
}

.product-details {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
  margin-top: 40px;
}

.product-features {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.product-sidebar {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  align-self: start;
}

.feature-list {
  list-style: none;
  margin: 20px 0;
}

.feature-list li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
  display: flex;
  align-items: center;
  gap: 10px;
}

.feature-list li:before {
  content: '✓';
  color: #00695c;
  font-weight: bold;
}

.rate-table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
}

.rate-table th,
.rate-table td {
  padding: 12px;
  text-align: left;
  border-bottom: 1px solid #eee;
}

.rate-table th {
  background: #f5f5f5;
  font-weight: 600;
}

/* Business & Commercial Styles */
.business-hero {
  background: linear-gradient(135deg, #ff6f00 0%, #e65100 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.commercial-hero {
  background: linear-gradient(135deg, #5d4037 0%, #3e2723 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.solutions-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.solution-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
}

.solution-icon {
  width: 70px;
  height: 70px;
  background: #fff3e0;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.8rem;
  color: #ff6f00;
}

/* Investing Styles */
.investing-hero {
  background: linear-gradient(135deg, #2e7d32 0%, #1b5e20 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.service-tiers {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.service-tier {
  background: white;
  padding: 40px 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
  position: relative;
}

.service-tier.featured {
  border: 3px solid #2e7d32;
  transform: scale(1.05);
}

.tier-header {
  margin-bottom: 30px;
}

.tier-price {
  font-size: 2.5rem;
  font-weight: 700;
  color: #2e7d32;
  margin: 10px 0;
}

.tier-features {
  list-style: none;
  margin: 30px 0;
}

.tier-features li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
}

/* Support & Services */
.support-hero {
  background: linear-gradient(135deg, #0277bd 0%, #01579b 100%);
  padding: 80px 0;
  text-align: center;
  color: white;
}

.service-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.service-option {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
  transition: transform 0.3s ease;
}

.service-option:hover {
  transform: translateY(-5px);
}

.contact-methods-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.branch-locator {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.locator-map {
  height: 400px;
  background: #f5f5f5;
  border-radius: 8px;
  margin-top: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #666;
}

/* Forms & Disclosures */
.disclosure-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.disclosure-item {
  background: white;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
  border-left: 4px solid #0277bd;
}

.document-list {
  list-style: none;
  margin: 20px 0;
}

.document-list li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
}

.document-list a {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #333;
}

.document-list a:hover {
  color: #0277bd;
}

/* Responsive Styles */
@media (max-width: 768px) {
  .product-details {
    grid-template-columns: 1fr;
  }
  
  .service-tier.featured {
    transform: none;
  }
  
  .account-types,
  .solutions-grid,
  .service-tiers {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .personal-hero h1,
  .business-hero h1,
  .commercial-hero h1,
  .investing-hero h1,
  .support-hero h1 {
    font-size: 2rem;
  }
  
  .product-hero h1 {
    font-size: 1.8rem;
  }
}
/* ===== ADDITIONAL PAGE STYLES ===== */

/* Loan-specific Styles */
.loan-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.loan-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  border-left: 4px solid #00695c;
}

.loan-features {
  list-style: none;
  margin: 20px 0;
}

.loan-features li {
  padding: 8px 0;
  border-bottom: 1px solid #eee;
  display: flex;
  align-items: center;
  gap: 10px;
}

.loan-features li:before {
  content: '✓';
  color: #00695c;
  font-weight: bold;
}

.rate-highlight {
  background: #e8f5e8;
  padding: 20px;
  border-radius: 8px;
  text-align: center;
  margin: 20px 0;
}

.rate-number {
  font-size: 2.5rem;
  font-weight: 700;
  color: #2e7d32;
}

/* Education Tools */
.tools-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.tool-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
}

.tool-icon {
  width: 70px;
  height: 70px;
  background: #e3f2fd;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.8rem;
  color: #1565c0;
}

/* Premier Banking */
.premier-benefits {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.benefit-item {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 20px;
  background: white;
  border-radius: 8px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.benefit-icon {
  width: 50px;
  height: 50px;
  background: #f3e5f5;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #7b1fa2;
}

/* Retirement Planning */
.retirement-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.retirement-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
}

.retirement-icon {
  width: 80px;
  height: 80px;
  background: #fff8e1;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  color: #ff8f00;
}

/* Treasury Management */
.treasury-services {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.treasury-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  border-left: 4px solid #5d4037;
}

/* Careers Page */
.job-categories {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.job-category {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  text-align: center;
  transition: transform 0.3s ease;
}

.job-category:hover {
  transform: translateY(-5px);
}

.job-listings {
  margin-top: 40px;
}

.job-posting {
  background: white;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
  margin-bottom: 20px;
  border-left: 4px solid #d32f2f;
}

/* Community & ESG */
.initiative-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.initiative-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.initiative-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 20px;
  margin-top: 20px;
}

.initiative-stat {
  text-align: center;
  padding: 15px;
  background: #f5f5f5;
  border-radius: 8px;
}

/* Online Banking */
.feature-comparison {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.feature-column {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
}

.feature-list-compact {
  list-style: none;
  margin: 20px 0;
}

.feature-list-compact li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
  display: flex;
  align-items: center;
  gap: 10px;
}

.feature-list-compact li:before {
  content: '✓';
  color: #0277bd;
  font-weight: bold;
}

/* Sitemap */
.sitemap-sections {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 40px;
  margin-top: 40px;
}

.sitemap-section h3 {
  margin-bottom: 15px;
  color: #333;
  border-bottom: 2px solid #de1c29;
  padding-bottom: 5px;
}

.sitemap-links {
  list-style: none;
}

.sitemap-links li {
  margin-bottom: 8px;
}

.sitemap-links a {
  color: #666;
  transition: color 0.3s;
}

.sitemap-links a:hover {
  color: #de1c29;
}

/* Forms & Disclosures */
.documents-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.document-category {
  background: white;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.document-list {
  list-style: none;
  margin: 15px 0;
}

.document-list li {
  padding: 10px 0;
  border-bottom: 1px solid #eee;
}

.document-list a {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #333;
}

.document-list a:hover {
  color: #0277bd;
}

/* Calculator Styles */
.calculator-container {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.1);
  max-width: 600px;
  margin: 40px auto;
}

.calculator-input {
  margin-bottom: 20px;
}

.calculator-input label {
  display: block;
  margin-bottom: 5px;
  font-weight: 600;
}

.calculator-input input {
  width: 100%;
  padding: 10px;
  border: 2px solid #ddd;
  border-radius: 5px;
}

.calculator-results {
  background: #f5f5f5;
  padding: 20px;
  border-radius: 5px;
  margin-top: 20px;
}

/* Responsive Adjustments */
@media (max-width: 768px) {
  .loan-options,
  .tools-grid,
  .premier-benefits,
  .retirement-options,
  .treasury-services,
  .job-categories,
  .initiative-grid,
  .feature-comparison,
  .sitemap-sections,
  .documents-grid {
    grid-template-columns: 1fr;
  }
  
  .benefit-item {
    flex-direction: column;
    text-align: center;
  }
}